Business Loans

Business owners have dreams, too. And who better to turn to than someone you already know and trust...the friendly, helpful people at Eastern! We offer small businesses the credit they need to grow and compete.

Since you're a member, not a number, you receive personalized service. Every ENY FCU business and commercial mortgage loan offers competitive rates and low costs, no pre-payment penalties, the credit limits you need to make the most of your business.

To compare our business loan offerings, take a look at our business loan comparison chart

We have several ways to help:

Business Line of Credit

Perfect for supplementing cash flow, expansion or to help finance receivables. Apply!

Business Term Loan

Need working capital? Or make improvements to a building you lease? Want to buy or expand a business? This loan may be for you! Apply!

Vehicle Loans

Loans are available for a wide variety of commercial vehicles used for your business. We’ll help you finance a car, truck, van or SUV for your business. Apply!

Equipment Financing

Expanding your business with a new piece of equipment or replacing aging equipment? Eastern can provide financing to help you meet your needs. Apply!

Business credit cards

A credit card can do so much for a small business. You can use it to simplify and streamline purchasing for everyday purchases instead of carrying a business checkbook or petty cash. You can use the generous credit lines on ENY FCU credit cards to purchase smaller equipment or furniture. And with a dedicated company credit card, record keeping is much easier.

We have three credit cards designed especially for the needs of small business:

Visa Business Card

Enjoy the worldwide acceptance and convenience of a Visa card, and the security of a line of credit all for no annual fee. Enjoy travel insurance and assistance, collision/damage insurance and 24-hour service...plus, you get your name right on the card! Apply now, or find out more >

Business Travel Card

Earn 2 points for every dollar spent traveling, and one point for all your other purchase. Then, use these points on any domestic or international airline with no blackout dates, seating restrictions or zone restrictions! Apply now, or find out more >

Platinum Business Rewards Card

With no annual fee, this is the most economical way to earn rewards points on your business purchases. Spend your points for brand name merchandise, gift certificates, or air travel. Plus, you earn 1,000 points upon enrollment. Apply now, or find out more. >

Business Real Estate Loans

Perfect for purchasing or refinancing multi-family residential property from 1-4 family units. Apply!

Investment Property Loans

Buying an office, commercial rental or apartment complex? Look to Eastern. Apply!

Bring your business to Eastern...we're here to Defend Your Dreams, too! For more information, just send an email to businessloans@enyfcu.org