Loan Rates
Effective 2/3/2012
Subject to change without notice.
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| Loan type | Term, maximum |
Rate, as low as: |
Maximum financing |
|---|---|---|---|
| Vehicle Loans | 84 mos.* | 6.25% APR** | 100% * |
| Vehicle Loans | 72 mos.* | 4.99% APR** | 100% * |
| Vehicle Loans | 60 mos.* | 3.25% APR** | 100% * |
| Vehicle Loans | 48 mos. | 3.25% APR** | 100% * |
| Vehicle Loans | 36 mos. | 3.25% APR** | 100% * |
| Rec. Vehicles | 60 mos.* | 8.50% APR** | 100% * |
| Motor Homes/Boats | 20 Years* | 8.50% APR** | 100% * |
| Motor Homes/Boats | 10 Years* | 8.00% APR** | 100% * |
| Motor Homes/Boats | 7 Years* | 7.50% APR** | 100% * |
| HELOC | 30 years | PRIME + 0.25%** | 80% CLTV* |
| HELOC | 30 years | PRIME + 1.00%** | 85% CLTV* |
| 2nd Mortgage | 10 years | 5.99% APR** | 80% CLTV* |
| 2nd Mortgage | 20 years | 6.99% APR** | 80% CLTV* |
| Secured Loan | 3% above dividend rate | Available Funds | |
| Unsecured Loan | 5 Years* | 11.75% APR** | $25,000*** |
| Overdraft Loan | 18.00% APR | $2,500*** | |
* Some restrictions apply
** APR=Annual Percentage Rate. Actual loan rate may vary and is based on your FICO score
*** Total combined unsecured debt per member may not exceed $25,000
LTV = Loan to Appraised Value Ratio
As of 12/16/08, PRIME = 3.25%
